Loans
Auto Loans
With up to 100% financing on a New or Used Vehicle, take the drama out of car shopping! With some of the lowest rates around, rest assured that you are getting a good deal. We can even finance as a pre-approval or refinance an existing car loan with another lender. Contact our Loan Specialists for more information!
Apply below!
*APR – Annual Percentage Rate
Subject to credit review and approval. Only current Tri Valley Service Federal Credit Union members eligible to apply
AutoSMART
AutoSMART is our free and easy online vehicle marketplace. Find your perfect car - from the comfort of your home. Car buying just got that much easier!
Home Equity Loan
With our competitive rates and no-hassle process, we are here to help you reach your financial goals with a Home Equity Loan as low as 5.75%*. Apply Below!
If you are in the market, please contact a Home Equity Loan Coordinator before applying or call (412) 344-3406.
Home Equity Terms
The maximum loan amount cannot exceed 90% of the appraised value of the property less any mortgage balance. The minimum loan amount is $10,000.00. Tri Valley Service Federal Credit Union must hold nothing less than a second position as a lienholder against your deed. Loans will only be made on the applicant’s primary residence which must be within the state of Pennsylvania. Rental property, vacation homes, or owned land cannot be used as collateral.
Insurance Requirements
Homeowner’s insurance is required. Replacement value coverage must be for the full amount of the mortgage. The credit union must be listed as a loss payee on the insurance policy and must be listed as first or second mortgagee. If it is determined the property is located in a flood zone, the borrower must purchase flood insurance on the property. All insurance coverage must be maintained for the life of the loan.
NMLS – verify a financial services provider
*APR=Annual Percentage Rate. Rate based on creditworthiness of individual applicant and subject to change without notice. Approval based on normal lending guidelines.
Tri Valley Service FCU NMLS 721656
Andrew Kloss NMLS 1906972
Carol Mattesi NMLS 867017
Amber Elwell NMLS 2117269
Trivalley Service FCU NMLS 721656
Loan Officers:
Andrew Kloss, NMLS 1906972
Carol Mattesi, NMLS 867017
Signature Loans
Sometimes you just need to borrow money. With rates as low as 9.60%* up to 36 months, our Signature Loans are meant to help you reach your financial goals or fund personal dreams, including:
Medical Expenses
Home Improvement
Education
Wedding
Moving Expenses
Vacation
Debt Consolidation
and more
*APR – Annual Percentage Rate
Subject to credit review and approval. Only current Tri Valley Service Federal Credit Union members are eligible to apply.
Visa Credit Card
Why use a higher rate credit card when you could take advantage of Tri Valley Service FCU’s low rate VISA credit cards? Enjoy VISA credit card rates as low as 8.99% APR.* TVSFCU also offers balance transfers for your higher rate credit cards. Transfer the balances of those outside credit cards to TVSFCU and enjoy a 3.9% rate on that transferred balance for 12 months.**
*APR= Annual Percentage Rate. Rate based on creditworthiness of individual applicant.
**Once the 12 month period ends, your remaining transfer balance will revert to your standard APR.
Share Secured Loans
Mortgage Financing
Competitive mortgage financing from the credit union you trust
Tri Valley Service FCU in partnership with OwnersChoice is pleased to announce our mortgage financing program. Whether you’re purchasing a home or refinancing your mortgage, you can look to us for trusted advice and exceptional service.
Our mortgage program features:
a secure online application process;
expanded loan programs;
low-interest rates and closing costs; and
expert support and assistance throughout the entire process.
Most Tri Valley Service FCU mortgage loans are serviced through OwnersChoice, a full-service mortgage corporation serving credit unions in the greater Northeast.
If you are looking for competitive mortgage financing from a lender you can trust, stop by our office or contact us at (412) 344-3406.
Business Loans
Tri Valley Service Federal Credit Union is a member of cuBIZloan.com, a business and commercial loan processing company. Submit a loan request and a business loan specialist will call you to discuss your business finance needs. We offer an easy pre-qualification process to find a loan product that is right for you!
Recovery Loan Products
EIDL Loans – Economic Injury Disaster Loans
SBA 7(a) Loans – SBA Standard Business Loan
SBA 504 Loans – Commercial Real Estate
SBA Community Advantage – Underserved Markets
SBA Micro Loans – Small Business Expansion
USDA Loans – Businesses in Agriculture/Rural Markets
Traditional Loan Products
Working Capital/Lines of Credit
Purchase Inventory/Equipment Loans
Commercial Vehicles
Business Refinance or Buyout
Commercial Real Estate
Multi Family 1-4 Properties
Industrial
Construction/Remodeling
Immediate Loan Products
For businesses that need a quick cash infusion:
Short Term Loans (up to 24 months)
Merchant Cash Advance
Some loans can fund as quickly as 48 hours!
A short-term loan can be coupled with a recovery loan application for eligible borrowers.
Debt Protection Package
TVS Member’s™ choice Borrower Security
If a protected life event happens to you (and you’re the protected borrower or co-borrower on the loan), TVS Member’s™ choice Borrower Security will cancel or waive your loan payment(s) up to the contract maximum – helping to lessen your worries and your family’s worries, about paying loans during a time when your income may be reduced or lost and paying other household bills becomes challenging. Protected events include:
Loss of life, including those caused by acts of war.
Disability, including those caused by acts of war.
Involuntary unemployment.
Call TVS FCU (412) 344-3406 and ask about protecting your loans today!
Disclosure: Your purchase of TVS Member’s™ choice Borrower Security is optional and will not affect application credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the term of TVS Member’s™ choice Borrower Security. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.